If you’ve ever stared at your rent receipt and wondered if your paycheck was just a suggestion—welcome to San Diego. It’s sunny, scenic, and stupid expensive. So how much do you actually need to make to live here without crying every time your card gets declined at Trader Joe’s?
Let’s break it down.
1. Rent: The Main Villain
- Average Rent for 1BR in 2025: ~$2,600/month (no, that’s not a typo)
- Rule of Thumb: Rent should be no more than 30% of your monthly income
- Math Says: You’d need to make $104,000/year just to comfortably afford a 1BR on your own
Want roommates? Sure. Want privacy? Lol.
2. Groceries, Gas, and “How Is Avocado $4?”
- Groceries (1 person): $400–$600/month
- Gas: $5–$6/gallon average
- Utilities: $150–$250/month
- Internet: $60–$80/month
- Parking: Rare. If included, consider yourself chosen.
Total for basics (no extras): ~$3,500/month
3. What About Fun In San Diego? (You Deserve It… Kinda)
- Eating out a few times a week = $300–$500/month
- Gym membership or fitness classes = $60–$200
- Beach is free, but parking tickets are not
- Pet rent? Yup. Usually $35–$75/month per pet
You’ll survive. But will you thrive?
4. So What’s the Magic Number?
To live solo and comfortably in San Diego in 2025, aim for:
- $100K – $120K/year (after taxes) if you’re not splitting bills
- $65K – $75K/year with a partner or roommate
- Under $60K? You’ll need to budget hard, compromise on location, and probably give up Postmates.
Real Talk
Yes, San Diego is expensive. But people stay for the weather, the vibe, and the beach that’s always there—even when your savings aren’t. Comfort looks different for everyone. Some are thriving in a 1BR with ocean views. Others are eating Cup Noodles in a house with five roommates and a view of a parking lot. Both are valid.
📲 Stay tuned for the Moushi App – Coming Soon
We’ll be covering everything from the best neighborhoods for your budget to affordable eats and hidden gem tattoo shops.
Until then, follow the blog to keep up with all things San Diego. Comfort is subjective—survival is universal.
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